Budgeting for a Custom Home

What is your Budget?

The first step in the home process, whether it is to purchase an existing home or build a custom home, is to figure out your budget.  If you are going to finance the home you should first get in touch with a lender to get pre-qualified.

There are so many variables and different loan programs that most buyers are not sure which hole they fit into. VA loans 100%, FHA loans 97% but has PMI. Conventional loans can vary greatly depending on the program. Rural Development is 100% but depends on the area and a families income.

I always feel better advising our customers to see a lender to determine a more exact budget.

Now that you know what budget you want to stay in it’s time for the next step of finding the perfect land to build on.

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